---
title: Commercial Umbrella Insurance from Keynote Insurance
description: Keynote Insurance offers commercial umbrella insurance. Request a quote online or call 775-555-1234 to talk to a business insurance advisor today.
---

# COMMERCIAL UMBRELLA INSURANCE

## from Keynote Insurance

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## Commercial Umbrella Insurance

A commercial umbrella policy protects you when a catastrophe results in losses that exceed your basic liability coverage. In some cases, it can even broaden your protection.

For businesses with above-average risk exposure (high loss potential, high-profile, a global presence, etc.), higher coverage limits may be necessary. In those cases, excess liability coverage can provide extra coverage above and beyond an umbrella policy.

Examples where a commercial umbrella policy might be needed can include:

- A customer falls down in your office, severely injuring themselves in the process. The costs of the injuries exceed the coverage of your general liability policy.
- An advertisement your business placed is deemed misleading, and subject to a class-action lawsuit that exceeds your primary business liability.
- An employee is injured while operating a piece of heavy equipment on the job. They sue the equipment manufacturer, who in turn sues you for an amount that exceeds your business liability coverage.

If you’re not sure about whether you need umbrella insurance, we can help. [Contact us](/contact) today to speak to our professionals and find out whether umbrella insurance is right for your business.

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## Start Your Quote

(A form appears here on the HTML version of this page.)

## Insurance Companies

Keynote Insurance represents the following insurance companies.

[Auto-Owners](/service#auto-owners)

[Chubb](/service#chubb)

[Dairyland Insurance](/service#dairyland-insurance)

[Foremost Insurance](/service#foremost-insurance)

[Hagerty](/service#hagerty)

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## Ready to Get Started?

Keynote Insurance can help you find the right commercial umbrella insurance policy. Contact one of our helpful team members or start your quote online today.

[Contact Our Office](/contact)

[Start Your Free Quote](/quotes)

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